Pulse Local launches a Mac budgeting app with AI running entirely on-device
What happened
On October 14, Hacker News' front page featured Pulse Local, a Mac budgeting app whose AI model runs entirely on the machine. Users import a CSV to get started, with no bank connection or cloud sync. It covers planning, rules, rolling budgets, splits, cash flow and forecasting. For money answers, code does the math and double-checks it; with checking on, a response takes about 12 to 14 seconds, and if the two readings disagree the app says outright that it is unsure.
Written by AI from the coverage · updated 2 hours ago
Coverage
Follow the reports to see the story from different sides.
- Hacker News front pageShow HN: Pulse Local, a Mac budgeting app whose AI models run on your machine
Pulse Local 是一款 AI 模型完全在本地运行的 Mac 记账应用，用户导入 CSV 即可使用，无需连接银行或云端同步。它覆盖计划、规则、滚动预算、拆分、现金流和预测等主流记账功能，金额答案由代码计算并双重核对，开启检查后约需 12 到 14 秒，两次读数不一致时会明确表示不确定。
Heat over time
Heat now 9·Comparable peak 10（Oct 14 08:00）·Comparable change over 24 hours –
The trend only compares accounts observed without gaps, so its range may be smaller than the current heat. Hover or tap the chart for each hour; the left and right arrow keys step through it.